Margin Maximizer Suite™ * – Strategic approach to maximizing net interest margin

The Margin Maximizer Suite helps credit unions develop strategies to maximize net interest income by effectively reaching and expanding their core member bases. Using proven methodologies that yield a high return on investment, each solution can be tailored through a three-staged approach: 

• Strategy Sessions – Developing practical strategies to win high-quality and profitable member relationships. By working with the credit union, ProfitStars validates and enhances existing strategies, as well as develops new strategies that are easily implemented immediately.
• Pricing Software – Providing the credit union’s team with the ability to understand the profitability of its loans and deposits in a way that encourages it to create pricing alternatives that are attractive for the borrower and profitable for the credit union. 
• Financial Management Process – Implementing a long-term financial management plan focused on a more effective day-to-day pricing process that balances competition, growth objectives, risk management, and profitability.  

* Provided by Jack Henry & Associates’ ProfitStars division