Merchant Deposit Capture – Credit union–branded remote deposit solution

The Merchant Deposit Capture solution provides a deposit capture solution for virtually any commercial entity, including online merchants, who accept checks as a form of payment.  This fully integrated, Web-based electronic payment processing system converts paper-based checks into electronic transactions, processes them through the ACH network or Check 21 image exchange networks, automates returned check re-presentment, generates real-time reporting, and supports proactive risk management.  Using a patent-pending process, this innovative solution also supports one-time payments by accepting check and bank account information over the Internet and processing the transactions in a totally secure environment.  This innovative solution increases revenue, improves efficiencies, and enhances member relationships by combining the flexibility and immediacy of electronic payments with the familiarity of paying by check.